Free Printable Household Stock Listing 25 Web Page Pdf

Once the home stock is completed, hold it up to date and document any new objects purchased. Be positive to maintain a number of variations saved somewhere else to be simply accessible at a moment’s discover. Home maintenance is a big duty for householders, and when left ignored, it could lead to costly repairs down the line. The residence inventory is a good tool to reference when making your upkeep plan.

Quite simply, a home inventory is a whole listing of all the items, especially valuables, in and around your home. The best home inventories include pictures, descriptions and dollar values of each of your belongings. It’ll help you provide a comprehensive listing to your agent of things lost in the occasion your home is damaged or destroyed, permitting you to get essentially the most out of your coverage. Making lists doesn’t sound fun in any respect, but it may make a distinction when claiming on an insurance policy.

If you’re questioning the means to create a house inventory list, here are some steps that can allow you to. Although making a moving inventory listing takes lots of time, if there are numerous things to suppose about, it’s going to permanently prevent problems that may arise sooner or later. If you find yourself thinking by way of your own assets and belongings, you might also be considering that estate inventory is a tedious course of. Pretty a lot any asset owned by an individual on the time of their death must be included within the property inventory. Now that you have our free home stock spreadsheet template open and ready to use, it’s important to turn into conversant in its construction and varied features. Starting with extra critical, costly items may help get the ball rolling, then transferring from room to room to fill out the stock.

First, when you write your Will, you’ll understand that you’re doing a kindness by listing out your assets and their location as totally and particularly as attainable. Second, you’ll discover that moving assets into a Trust will help maintain them out of an estate and thus out of the probate course of. Ultimately, this will give the family more control over how and when belongings are distributed to loved ones. If you’re undecided where to start, first begin by studying via the decedent’s property planning paperwork. If they had been thorough, they could have already listed out a number of property for you to embrace in the inventory, similar to a listing of financial accounts, what’s in them, and the means to access them.

The best approach to start a home inventory for an insurance coverage claim is to take photos or videos of your belongings. It is a simple approach to doc your possessions and can be carried out quickly. You can have a detailed house inventory prepared for insurance coverage, transferring, or other functions with just some clicks.

They are visually simple but detailed enough to be a constructive place to start. You can always edit or customize the templates utilizing Adobe’s online PDF editor or changing the PDF to an Excel spreadsheet. Having a whole home stock is crucial for shielding your assets in case of fire, theft, or natural disasters. A well-documented stock helps make positive you obtain full compensation from your insurance provider.

Sharing with my partner (as a “roommate”) was seamless, and they added items effortlessly. The 200-item restrict coated most needs, but the premium improve tempted me for multi-property support. I used HouseBook for a shared house, cataloging kitchen gear, furniture, and tech. The dashboard was intuitive, and including items—photo, particulars, room—was quick. For instance, a boutique owner can monitor merchandise and fixtures, whereas a serial mover can label packing containers with QR codes for quick unpacking. The app’s multi-device sync (on paid plans) fits professionals juggling units, and its export choices are perfect for insurance or tax reporting.

The app can be available in 32 languages including Chinese, French, German and Spanish – making it an ideal choice if English just isn’t your first language. Although the considered surveying every item that you just own in detail may be daunting, putting collectively a moving stock record can be pretty straightforward when you comply with a scientific process. It is likely that you’ll not have receipts for all of your possessions. For basic objects, similar to clothes and kitchenware, you could provide a count.

Moreover, when you have no bodily record or proof of proudly owning certain assets and so they get damaged or stolen, it could be troublesome to maneuver ahead with a declare. To pace up the inventory process, you possibly can categorize smaller gadgets, similar to clothes and pots and pans, by the product kind and quantity you’ve. For example, you’ll be able to write five towels in your stock as a substitute of going into element about every.

Having a written list of everything you’ve on video or inphotos is a vital addition to your catalogue. You can use our convenient house inventory spreadsheet to assist hold monitor of yourbelongings by including model numbers, serial numbers, and the value of the merchandise if you purchased it. You mayalso use an estimated present worth should you don’t bear in mind the unique purchaseprice, nevertheless it’s best to maintain receipts for new items when attainable. Be sureto have valuables like antiques, one-of-a-kinds, family heirlooms, costly paintings, or fantastic jewelry appraised. You’ll need to verify with yourinsurance agent for any limits on your policy, and talk about the possibility ofadding priceless objects, similar to jewelry, to your owners or renters coverage.

The fee only applies if you request materials but don’t begin storage, just like a resort’s no-show cost. This free and easy-to-use template is a useful device due to its accessibility, collaborative features, and automatic backups. It’s a sensible resolution for anybody, significantly these in urban settings or smaller areas, looking for a easy but efficient methodology to handle their home inventory. Whether you like a basic guidelines or a sturdy digital system, we’ll allow you to discover the proper resolution. Get able to simplify your life and shield your possessions with an organized home stock. Excel can be utilized as a database within the sense of storing and dealing with tables of knowledge, but stock management can rapidly get too complicated for Excel.

It has three ranges of sorting to verify your gadgets are categorized the finest way you want them and even works offline, so if your Wi-Fi goes out, you’ll have the ability to still entry all the knowledge you need. The Nest Egg app takes residence inventory expertise to the following degree. Their paid version of the app permits customers to scan barcodes of their objects and will routinely discover and save product info so that you simply can entry at any time.

Enter a novel quantity for every inventory item, date of last order, item name, vendor, price per item, and stock quantity. A Total Inventory Value part tallies the values of all items so that your total inventory worth is readily available to stakeholders. This office supply stock template additionally includes the choice between a blank template and one with editable sample inventory textual content. Since we all favor different food, and my pantry essentials record isn’t essentially just like your record, our app will allow you to pick your items from the instructed pantry basics listing. You can even add additional items to the record when you don’t discover them there.

Additionally, this template includes pattern stock gadgets that may be custom-made in your specific book-inventory needs. Keep your inventory updated and accurate by using this comprehensive product inventory template. Customizable sample textual content helps guide you through item details, vendor data, inventory location, price per merchandise, and stock quantity. A Total Inventory Value part mechanically calculates the total worth of all stock items so that you simply stay apprised of your inventory’s collective worth. Plus, recording particulars like serial numbers and brands is nearly impossible after the very fact. Whether you’re shifting to a new rental or looking to buy a second house, taking a proper home stock is essential to get essentially the most out of your insurance policy.

You could add a column for ‘Genre’ or ‘Author’ to your stock list. You’re not ranging from nothing; you’re following a information that’s been thought out and structured to be user-friendly. Thus, you’ll be able to focus extra on the precise packing and fewer on the logistics of keeping track of every thing.

The rise of distant work and transient life amplifies their importance. As extra people work at home, expensive equipment (e.g., laptops, monitors) needs tracking for tax deductions or insurance coverage. Businesses, from Airbnb hosts to small retailers, use these apps to manage assets effectively, reducing operational friction. Let’s start with a comparison table to pinpoint the best residence stock app in your needs.

This app permits you to listing every little thing in your home, and include buy date, warranty info, and serial numbers. You can add photos of each item, and set reminders for things like guarantee expiration. If you don’t have already got a house stock record, you should make one now. Moving is a convenient time to place together a packing inventory since you’ll be going through your whole things. When placing together your stock of home items, the extra detail, the higher.

You can do it room by room, category by class (furniture, electronics, and so forth.), from newest gadgets to oldest or from most expensive purchases to least costly ones. You can even take photographs or movies of your belongings to create this listing. A residence inventory assures you understand precisely what you personal and what it’s value earlier than you ever have to make a declare. However, analysis suggests that just about half of all Americans don’t hold an inventory of their possessions. If you don’t have a listing of your personal property, we now have many resources out there for you to create this list. Excel is good for smaller businesses or for these new to inventory management.

A custom sheet ensures you seize all the necessary thing knowledge in one place and keep your inventory organized. Each clothing class comes with a list of items and checkboxes next to them. This means, when staff or managers rely objects, they can quickly mark off what they find, making it less probably for mistakes to occur. This fast verification process helps companies match their stock records with what they really have in stock.

Wherever practicable, include the property’s initial gross sales receipts. If you do not have receipts or they’ve been misplaced, you can get duplicates from merchants. Note the cost to replace your broken item with a model new thing like kind and quality.

If you might have costly or collectible items, you’ll often need an official appraisal. However, most times you need an official appraisal on expensive or collectible items. You can hire a licensed private property appraiser to access worth and doc your possessions for a fee. Home inventories can be penned on paper or typed right into a spreadsheet.

For photographs, manually re-upload or use cloud drives like Google Drive for backups. Test with a small subset first to ensure fields like custom tags map correctly, minimizing knowledge loss throughout switches. For insurance coverage readiness, upload receipts and value determinations to strengthen claims, and use room-based categorization in Home Contents for spatial context. It’s $4.99/month plan that helps unlimited gadgets and multi-device sync. HouseBook works for smaller operations with shared entry, however for barcode-intensive workflows, Nest Egg’s batch enhancing accelerates retail inventory administration. It handles diverse property like comics or vintage objects with high-resolution photo annotations.

While you ought to use Excel in your inventory lists, remember you’ll must manually input all necessary product information and identifiers. Not to say, they often open up for a larger probability of errors and inaccurate inventory reporting. Take photos and/or movies – In the absence of receipts, and even if you have receipts, use your cellphone to take pictures or document a video of your house stock. It offers prima facie (first impression) evidence that you just own the gadgets on your personal home stock listing. If it’s on paper, ensure it’s stored in a safe, fireproof field or safe together with your different necessary paperwork.

First, you’ll must seize your smartphone and obtain the Insurance Agent app from either the Apple or Google Play retailer. Once the app has installed, you’ll need to register as a new consumer. Simply input your e-mail and a password you’ll bear in mind, after which select “Paradiso Insurance” underneath the list of insurance companies. Next, choose the agent you work with, after which you’ll be delivered to the house display screen.

Leslie Lambert is a lifestyle writer and content creator specializing in residence organization, household recipes, and intentional living. With 16 years of experience in blogging and digital storytelling, she helps busy ladies create calm, purposeful properties they love. Before it is added to your grocery list each week, really ask yourself “is there anything else on this house that I can use as a substitute of buying this item?” If the answer is sure… Don’t be shy about changing the template to fit your circumstances. If you’re shifting to a different country, you might must add a column for ‘Customs Info’.

Just print out the PDF version, and you’ll have a transparent and practical template to fill out. The lists under group gadgets by the room during which they’re more than likely to be found or items by a category. Beside the objects you have in your home, you’ll need to write a quick description of the item, when and the place it was purchased and the make or mannequin number. For objects like books, CDs, sheets or pots and pans, you can make a common estimate of how many you have and their estimated worth. Use this template to ensure that you keep an correct report of your photography-specific stock. Whether you are trying to handle photographic tools, pictures collections, or images sales, this template is customizable to satisfy your specific inventory needs.

Understanding how to negotiate roof replacement with your insurance coverage company is crucial to getting the most effective protection and a fair settlement. The process of working with an insurance coverage adjuster may feel tense. It’s essential to doc all damages and prepare for the adjuster’s go to. If you already prepared a home inventory list, you must maintain it in a secure place, corresponding to a protected deposit box. Indeed, it will embody your expensive Lenox service for twelve and each salad plate, bowl or cup that was misplaced in the fire. Obviously, having a fireplace in your house means you might have already gone through a tumultuous event.

An updated inventory will help you keep observe of your belongings — what’s new and not in your possession. This may even help you see if your house insurance coverage coverage is still sufficient. MyStuff may be downloaded by way of Google Play or the App Store for free.

You will want to create a home inventory list as a document of your home belongings. Actually, the better apply is to hold up a house inventory record as you purchase new furnishings, jewelry and appliances. That way, you’ll have the ability to record the serial numbers of the of appliances, computers and televisions. Also, you’ll have the ability to notice the purchase worth and maintain the purchase receipt. Check out this collection of Excel inventory templates to streamline your inventory tracking course of. Retail stores generally use a common inventory sheet to account for what items they’ve on the market which might be in inventory, need reordering and what may be discontinued.

It doesn’t matter which room you begin in, but make certain to incorporate low traffic areas just like the utility room and hallways, as well as outbuildings like sheds and garages. Add the value of each room collectively at the finish to find out how much every little thing you personal is worth. By leveraging your house stock spreadsheet in these varied methods, you’ll reap the total advantages of your efforts in organizing and maintaining an accurate record of your possessions. Remember, the extra you make the most of your inventory, the more valuable and indispensable it’s going to turn into. Now that you’ve created, custom-made, and realized tips on how to keep your house inventory spreadsheet, it’s time to discover the quite a few methods it could serve you.

A transferring company’s stock primarily issues your cargo’s weight and measurement, lacking priceless price info that your list can embody. Don’t Forget About Making UpdatesUpdating your list frequently is equally essential. Make it a behavior to update your stock everytime you buy new objects or get rid of old ones.

how to make a home inventory list

This retail inventory template with editable instance text is perfect for any retail group. Simply enter the quantity, name, stock location, and amount in stock for each merchandise to help you identify reorder wants rapidly and accurately. Enter the quantity required, quantity ordered, order ID, date order positioned, and expected date of delivery to keep your shelves and racks proactively stocked. Maintain a excessive diploma of management over your whole inventory with this stock stock management template. Complete with customizable pattern text, this template enables you to enter the quantity, name, and inventory location of every stock item.

You’ll want to make it easy so that you just can discover, as you’ll have to update the listing periodically. This document is a rental property stock checklist template in table format. It helps landlords or property house owners to systematically report the situation and contents of their rental property. Using this personal property house inventory, you’ll rest easy understanding that everything’s accounted for. The template, which is instantly obtainable upon obtain, is structured in a means that it helps you seize your most important belongings.

Get entry to AI instruments to help track your transfer, switch services, and get financial savings. A long-time freelance author, Karon Warren has coated all issues home, finance and insurance coverage for such sites as Lending Tree, MoneyGeek, MagnifyMoney, Apartment Therapy and more. A graduate of The University of Southern Mississippi, Karon is also a member of the American Society of Journalists and Authors.

The online listing may be downloaded, printed, or sent to you by e-mail. You can even go back to the list at any stage and make adjustments, and your list will be saved in your account. Include complete provider details, similar to contact information, order historical past, cost phrases, and different related details. This will make reordering easier and enhance communication with your suppliers.

But since that takes time, it’s easier to only select one of our templates or use Excel. The Sortly app permits you to categorize your items by room, kind or whatever different classification you’d favor. You can add in a quantity of photographs for every item as nicely, making certain that you can converse to your belongings’ circumstances and list prices with ease. It also makes it simple to transform older stock lists into digital versions, so in case you have an old Excel spreadsheet of your gadgets that needs updating, that is the app for you. From units that make your life easier to tech provided with home insurance policies, you can’t buy a home (or even take care of your present home) without hearing in regards to the latest expertise. A home stock app is an application on your phone or pill that helps you keep monitor of all your belongings, their value and location.

The stock part of the app is cleanly designed, with room ideas that you can edit or delete. When adding items, you’ve the option to list the purchase date and price, a category (such as “electronics” or “large appliances”), and the model. Enter home stock apps and templates designed to make the job faster and simpler. I examined more than a dozen of them to find those that actually lived as a lot as their promises.

Making an inventory of every thing in your house can appear daunting, however there are ways to make it extra manageable. One of the quickest ways to take inventory is by recording a 15- or 20-minute video of your personal home in your cellphone. As you walk via each room, narrate what you see, zoom in on high-value products and open cupboard doorways. The most likely place shall be in your computer’s Downloads folder. You also can select “Downloads” in your browser menu to see an inventory of your downloads, then simply select “Show in folder” beneath the file name to see where it is saved on your pc. The printable packet has a listing of ideas for objects that ought to in all probability be documented.

Homeowner AI is the quickest and most accurate inventory saving you time and providing peace of mind. Home inventory ai processes pictures of inside and exterior spaces, identifies building and private property objects, estimates the value, and produces a description! Visual photo ai additionally processes close up photos to establish model, mannequin, and serial numbers. I even have a fridge, freezer, and pantry stock sheet within the planner pack already that matches these, so they might be an ideal addition to the planner’s inventory part. You can monitor each home items (paper goods, cleaners, and so forth.) and toiletries with these sheets.

Learn how automated stock management methods make it simpler to track your manufacturing cycle. For more instruments, see our collections of stock templates for Microsoft Word, Google Sheets, and Adobe PDF. See our number of bar and liquor inventory templates for extra free downloads. Putting a star, $, or another significant sign subsequent to priceless gadgets is a good way to differentiate them from the the rest of your stock.

You’ll need documentation to substantiate your losses when making use of, and being organized can speed up the process. The claims course of is goes more shortly and easily when you have good documentation and photographic proof readily available. No one desires to scramble around trying to show they’d the lost item during a disaster. And you undoubtedly don’t want to wait any longer than you must on your insurance payout.

Recommended, offsite locations to retailer the record include in a bank’s safe deposit box or along with your lawyer. Throughout the yr, householders will accumulate more valued goods, making updates to the home stock a necessity. The begin of each new 12 months is the best time to replace the stock record. Photos must be taken of obtained presents and newly bought objects.

You can make physical copies and retailer them in a fireproof protected or lockbox. You can securely store digital copies in your laptop, in USB drives, and in encrypted cloud storage software and access them anyplace. There are a pair easy methods to go about this task — you can use a pre-formatted inventory record template to do this, or you’ll find a way to manually create your sheet. This wikiHow guide reveals you how to handle your small business’ inventory utilizing an Excel spreadsheet on a Windows or Mac computer. Once you’ve accomplished your personal home stock guidelines, attain out to your insurance coverage agent and evaluate your coverage to determine when you have sufficient protection. Then, set a date on your calendar to review your home inventory guidelines annually to keep the record present.

If you’ve looked at templates and find that they don’t quite satisfy your company’s stock needs, you’ll be able to create your own sheet. By customizing your sheet, you make sure that you capture all the info that you simply need in one accessible doc. Many businesses rely on varied software options to get the job done on a day-to-day foundation. The company’s IT skilled might buy, set up and improve a lot of software program on totally different computer systems within the group. Keep your kitchen stocked and organized with free meals inventory templates, particularly created to assist restaurants, cafes, and home kitchens handle food provides.

Be certain to provide the inventory and descriptions in a fashion that shall be accepted by your respective Probate Court. The Probate Court overseeing your case will give you Inventory and Appraisal varieties and attachments with detailed instructions. The Probate Court overseeing your case will provide you with Inventory and Appraisal types and attachments with further instructions. Be sure to provide the stock in such a fashion that would be accepted by the courtroom.

how to make a home inventory list

For companies of any size, all-in-one stock administration software program like Fishbowl supplies a complicated and environment friendly way to deal with your inventory. This is essential for efficient inventory administration and fast referencing, because it simplifies monitoring and organizing products. If you’re recording video, describe your belongings aloud, including approximately how much they’re value. If you’re undecided, it’s nice to offer a really tough estimate or simply save that merchandise for later. If you like to keep your listing digital, you’ll find a way to download a home inventory app onto your smartphone.

Read on to learn simple methods to make a home inventory listing for insurance coverage purposes. Consult along with your impartial insurance coverage agent about any objects of higher value that may have been added and your general degree of coverage. Keep a video stock or photographs of your personal property in addition to an inventory record. The first step is to take a few minutes to record everything you own.

While most individuals remember their expensive electronics, jewellery, and furniture, it is the smaller items that always slip by way of the cracks. HomeZada’s AI features make this process environment friendly and easy. HomeZada helps to protect your property and assets in case of harm or when distributing your property. Primarily, a home inventory ensures you may have the correct amount and kind of homeowners’ insurance coverage. Knowing what you own makes it easier to make sure you are adequately insured. When you pass away, your heirs, executor, or the courtroom should settle your property.

Use receipts (if available), digital photographs, or video(s) to assist the authenticity of things in your list. If you don’t have a receipt or can’t keep in mind the place or when you purchased an merchandise, a photo or video taken inside your home might be adequate proof of ownership. Most however not all insurance coverage companies require this doc after you file an insurance claim. Some insurers may not mechanically require it as a half of the claims process however can request it at their discretion. Large home equipment, furniture, electronics, computer systems, rugs and other “big-ticket” objects must be individually entered into your home stock.

There are entry fields for the amount, price, purchase date, serial number, and different product details. You may even embrace an internet hyperlink to the product from any website, as nicely as arrange gadgets into totally different folders and add tags to every item to make searching easier. A transferring inventory list is a document containing a prime level view of all of the items that you might be shifting from your old location to the model new location. It offers an in depth description of every merchandise together with their condition and estimated value. Not having a home inventory can delay your reimbursement if you need to file a owners insurance coverage claim after a disaster. Most insurance coverage companies require a detailed record of your lost or damaged gadgets earlier than processing and paying out claims, so having an intensive home stock ought to pace up the process.

Schedule your session with our consultants at present to find how we can help you. This template focuses on the truth that your tools is expendable and helps you establish just how a lot that type of stock prices you. These numbers will present how useful an item is to your organization, especially over time. Chefs, bartenders, restaurant managers, and other food-service professionals can use this food stock template to precisely observe stock and schedule reorders.

For more inventory listing choices, take a look at these free inventory list templates. Your residence inventory is just useful if it’s correct and you may access it to provide data to your insurance company in case of fire, theft or different destructive disaster. Regardless of the medium you’ve used to create your record, hold it backed up and in a protected place.

Sarah, a classic clothing store owner, used Sortly to catalog her shop’s stock and personal collection. She created folders for “Store” and “Home,” tagged objects by condition, and printed QR labels for storage boxes. I actually have found a couple of simple techniques to help me stick with my grocery price range and get extra organized.

You should have the flexibility to find serial numbers on the bottom or again of your electronic gear and major appliances. Track the goals and key outcomes of your organization or staff with eight customizable (and free!) OKR templates out there in numerous formats. You will obtain a notification every time a change to an item is made, so you can simply observe the standing of all of your assets.

Keep copies of your home inventory, including receipts, pictures, and videos, in a quantity of locations. For instance, keep a copy at residence, work, in a safety deposit box (if you’ve one), and online, similar to safe cloud file storage companies. Whenever you add or remove gadgets out of your storage unit, make sure to replace your record. Consider setting a reminder every few months to evaluate your stock and ensure every thing is accurate. A picture is price a thousand words, particularly when it comes to inventorying your storage.

The task of managing a loved one’s estate after their passing can really feel daunting. Among probably the most important steps is getting ready an property inventory, an in depth list of everything the decedent owned—assets, money owed, and liabilities alike. This course of types the backbone of the probate process, guaranteeing equity, transparency, and legal compliance because the property is administered. The Home Contents Inventory List Template empowers you to track, protect, and organize the valuable items you rely on daily.

A residence inventory printable will make the whole strategy of cataloging your possessions much easier. This house inventory packet has over 30 pages and will cowl every single area of possessions. The above content material is for general informational functions solely and does not replace or modify any provisions, limitations or exclusions contained in any insurance coverage. Since I recently did this, I wanted to supply a few suggestions for what to do to construct on the work you already did with one of those free printable kitchen stock sheets. These are very simple sheets for your fridge, freezer, and pantry that you can use to fill in the item you have, the amount of it, and when it must be utilized by. This is the fridge inventory printable I began with – it’s received spaces for the merchandise, the date which you place an merchandise into your fridge, and then you shade in the amount squares.

Documenting your possessions, especially the most useful ones, will be extremely handy when you plan to apply for an insurance coverage declare. You can use that listing to get an correct transferring estimate and insurance fee. Your listing may even assist you understand how much cash will your transfer cost. Whether you’re a homeowner or renter, insuring the worth of your possessions is important for each your monetary safety and peace of mind.

You can simply monitor every item with the ID quantity, producer, description, and cost, along with the reorder particulars that include the level, quantity, and variety of days. Each time you purchase something priceless, add it to the list while you still have the small print of the merchandise contemporary in your thoughts. It’s a good idea to evaluate your list yearly to ensure it’s current. California regulation requires the executor to supply a comprehensive inventory before probate can continue. This list gives the courtroom a transparent breakdown of all matters involved in the decedent’s estate. It also offers the decedent’s heirs a better understanding of the debts that must be paid earlier than assets are distributed.

As you create your stock, you’ll probably take stock of things which are now not needed or wanted, allowing you to unlock space and simplify your life. Download a printable PDF for a hard copy of your home inventory guidelines. Your house is amongst the largest investments you will ever make, and it’s important to guard it.

While the example above is type of easy, you probably can add or remove columns based on what’s relevant to your stock. Our most strong, cloud hosted inventory monitoring, warehousing, and manufacturing answer with hosted capabilities. Home inventory isn’t a ‘one and done’ endeavor – It is essential to update your home inventory record no much less than once a year. We collected information on the value of renters insurance coverage in Phoenix and what the town’s main providers have to supply. If you used printed documents, make copies and retailer them in at least one other location, like a secure deposit box or fireproof container. Alternately, you’ll find a way to ask someone else to take care of them, like a family member or even your insurance coverage agent.